Divorce and Health Insurance

In a recent study that is shedding light on the issues of divorce and health care, a new study estimates that 65,000 American women become uninsured each year as a result of marital dissolution.
Indeed, among married women who had health insurance and then divorced, 17 percent were uninsured six months later. There was also a big shift among divorced women from private insurance to public insurance, such as Medicaid. After divorce an estimated 115,000 women each year lose private coverage, the study reported, but many are bailed out by government programs.

The loss of insurance was especially prevalent among divorced women who’d been covered as dependents on their husband’s health insurance. In this group, 23 percent were uninsured six months after divorce. Another risk-factor for ending up without coverage: being too affluent for government insurance programs but not affluent enough to afford costly private coverage.

Since many employers drop spouses from the their health insurance rolls this leaves women to depend on COBRA.  COBRA is temporary and expensive.  It is so costly that many women go without insurance.  To combat this many women are asking the court to compel their husbands to carry a separate health insurance policy and name them as a beneficiary.

Note: By way of perspective, last year about 48.6 million people were uninsured, the Census Bureau has reported.

 For more information call Discount Divorce & Bankruptcy for a FREE consultation.

The experienced family and bankruptcy document prepares at Discount Divorce assists clients throughout Arizona, including the cities of Ahwatukee, Anthem, Apache Junction, Avondale, Bisbee, Buckeye, Bullhead City, Camp Verde, Casa, Cottonwood, Douglas, Eloy, Grande, Carefree, Cave Creek, Chandler, El Mirage, Flagstaff, Florence, Fountain Hills, Gila Bend, Gilbert, Glendale, Globe, Goodyear, Gudalupe, Kingman, Lake Havasu City, Litchfield Park, Marana, Maricopa, Mesa, Nogales, Oro Valley, Paradise Valley, Payson, Peoria, Phoenix, Prescott, Prescott Valley, Queen Creek, Safford, San Luis, Scottsdale, Sierra Vista, South Tucson, Snow Flake, Sun City, Sun City West, Surprise, Tempe, Tolleson, Tucson, Waddell, Wickenburg, Winslow, Youngtown and Yuma.

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As always you should seek legal advice for specific issues like the one above before coming to Discount Divorce to have your documents done and processed so that your legal rights may be protected.